Dental Insurance Knowledge Base
Dental insurance? I am getting dental insurance through work soon, and I have never had to pay for insurance til now. So what is considered Preventive treatment? And what things would fall into basic treatments? Also what would be considered major treatments? My plan pays for a percantage of all of these. Also what is the deductible? I have a $225 deductible and am trying to figure out what that is.
dental insurance? I am trying to find a dental insurance that will cover at least a bigger part of crown ( i will need some soon). Is there insurance that will cover stuff like that right away? How do I find the best possible dental insurance?
Dental Insurance? I'm getting out of the Marines and moving to Baltimore. What is a good company that provides quality dental insurance in Maryland? I have a family and need good coverage for all of us. Price is not a huge issue, but if I can get multiple options that would be best. Thanks!
Why is the co-pay for dental insurance more expensive than health insurance? I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?
How do I get my dental insurance to process/pay my claim? I have dental insurance through WellPoint Dental Services. I needed a dental procedure and my dentist filed it and I received an approval/precertification from WellPoint in the mail. It said the insurance would pay $204 of the procedure. I had the procedure 4/25/2007. I paid my dentist in full (that's how he does it) and have been trying to collect the $204 ever since. I have called the insurance co and am always told it is in process. I have written 2 letters with a copy of the precertification to the address on my card and have had no response. On 7/18/2997, a rep said that it had been misfiled, but it would be sent to claims immediately and that all the necessary info was there. I have received no response to my letters, no check. What should I do now?? That procedure was $1000 and I could really use the $204. Thanks for any help!
What exactly is dental insurance and how is it different from medical insurance? I'm sixteen and just got a job as a receptionist at a Dentist's office and I know I'm not going to get a strightforward and easy answer from digging around the internet so I wondered if anyone here could just give me a clear explanation as to what dental insurance is and how it's different from medical insurance. Thank you!
What are some tips for first time dental insurance buyers to avoid rip offs and scams? never having bought dental insurance before can be scary, anyone have any tips to avoid misunderstandings, and high costs, and things like this ? Corporations clearly can trick people to get into their pocket books big time, so what are some things to look out for and avoid when you have never bought dental insurance before? (In California if it matters)
How can I get Dental Insurance outside of my work? I have a small chip in one of my teeth that needs to be filled, but I do not have dental insurance. Is there anyway that I can sign up for just dental insurance, get my tooth fixed and then cancel the policy.
How does dental insurance work? Do dentists accept any kind? I need Braces/Invisalign as soon as possible and i have been shopping 4 d best dental insurance. When i go to a dentist, they ask if i have dental insurance. If i do, do they accept any kind i have so far it covers my braces/invisalign? Or is there a specific kind each dentist accepts> Thanks. I don't want to get a plan then find out that a dentist does not accept it. That kind of stuff.
What is the best Dental insurance around in Illinois? I need a dental insurance that pays 50 to 75 of all dental care including oral surgen. My boyfriend needs a lot of work done on his teeth. He is scared of death of the denist, he has to be put to sleep and he has to have all the work done at one time. Can anyone help me please.
What is the best dental insurance that I can buy on-line? I am an international student and I just found out my international student insurance does not cover dental expenditures. Can you suggest some good dental insurance companies that I can check on-line and see what they offer? I need a good insurance for cavities and cleaning treatments, and I am 27.
Can I still get on a medical and dental insurance plan? I need to sign up with a good medical and dental insurance since my job does not offer any benefits. I was wondering if i can just sign onto a medical and dental insurance on an independent basis. If so, please recommend a good medical and a good dental carrier. I live in Arizona if that makes a difference. Thx in advance. PS> I wonder if there is a plan that offers both medical and dental all in one out there some where.
What countries have national dental insurance? What countries have national dental insurance? I currently live in Canada, we have free health insurance, but not dental. :( I am a 21 year old finishing college and going to university next year, after that I'd live to establish myself in a country with benefits of free health, dental, and vision care. Does anyone recommend any countries?
What do you pay for family dental insurance? My husband's company wants to charge us $21/week for dental insurance. I would assume they are charging us 100% of the premium. It only covers $1000 per year. How can a dental insurance company charge over the amount that they cover. $21 per week would cost $1092 per year. I'm just really pissed off right now. I thought it was a mistake at first, but turns out it's not. Deductible is $50, $1000 is the total coverage. Most things are only covered 60%.
What health and dental insurance companies does Waste Management use? Just got hired on as a residential driver with Waste Management and start soon. What I need to know is: what insurance companies does Waste Management use for their health and dental plans? Are they very good plans, or not? I haven't gotten a straight answer anywhere else on the net, so this seems to be a forum of knowledgable individuals.
Where do I sign up for dental insurance? I understand that most people receive dental insurance through their job as a benefit (most pay for it, however). I've searched online for dental insurance, but most of the stuff I find involves discount plans. Is there a way to pay for a stand-alone dental insurance plan?
Where can I get the best individual dental insurance? I need to purchase my own dental insurance. Who offers the best bang for the buck? Thanks. I looked at ameritas, but it looks like it may just be through a group plan. I didn't see anything about offerings for individual.
What dental insurance will let me choose my dentist? Hi there, I'm a 23 y/o full time student in California and I will very soon need some dental work done, including in the future, some cosmetic dentistry. I need affordable dental insurance that will allow me to choose my dentist. I asked my dentist which she accepts, and she told me any insurance plan in which I can choose freely my dentist. Thanks in advance!
What is a good website for finding dental insurance? I am trying to buy dental insurance online, but I am not sure where to begin. There are a ton of sites out there that let you compare plans and so on, but I don't know which ones are legit. I prefer websites with forums and such, where actual people make comments and reviews. Also, it seems like the only plans I have been able to find are discount plans. Where can I find full coverage dental insurance? Thanks.
What's the best dental insurance for an individual in Missouri? I've been trying to search for an affordable dental insurance plan for myself. I'm single , live alone and work 40 hours a week like a lonely servant of god. I could probably afford up to $50 - $70 a month. I'd like to have a low deductible etc. Thanks in advance for any information and help.
How can i get free medical and dental insurance? I am 26 year old, who is still in college full time, I have a job where i make $1000 a month, so some insurance limit is $700-$900. So those are out of the question. I live at home. Does anyone know where i can get free medical and dental insurance. Please do help me.
Anyone gotten their medical insurance to pay for dental implants? I need an implant since I'm missing a tooth, and my dental insurance doesn't cover implants. I've heard that occasionally people have gotten their medical insurance to pay for implants. Has anyone tried this? If so, who is your insurance company? Any tips? Thanks!
Can I buy extra dental insurance to reduce my out-of-pocket cost for my teetch surgery? I need to do teeth surgey which could cost about 4k, but my company dental insurance will only pay 40%, in order to reduce my own cost, can I buy extra insurance to cover the 60% cost, or at least reduct my own cost? If yes, any good ones out there? Thanks. I am wondering if I have two insurances, then can I file the same surgery claim to both insurance company?
What kind of Dental Insurance should I get? I need to get my wisdom teeth taken out, but don't have any dental insurance at the moment. I'm unable to get it through my employer, so I need to find a cheap plan that would allow me to choose my own dentist. Would I be able to cancel the plan after I received the treatment? Any recommendations and specific cost amounts would be great! In case it matters, I'm 22 and live in Southern California.
Are there any programs for college kids to get cheap dental insurance? In college, not covered by my parent's insurance and can't get it at my job. Is there any sort of programs where College age students can get a relatively cheap dental insurance, or dental work done on the cheap? If it helps, I'm in Oklahoma. I'm willing to use charity organizations if they're willing to help, but I wouldn't know who to contact. Any info you could supply would be helpful.
I need great dental insurance for a reasonable premium, where do i start looking? In NORCAL? My mom was always terrified of the dentist and so am i. I haven't been in 10 years, i desperately need quality dental work and oral surgery for at least 3 extractions. Where can i find or begin to find good dental insurance? Also, would i be able to be added to another family members if we live in different states? not sure how this works someone please explain. And Are dental college students really good at fixing for cheap?or will i get what i paid for?
What are some tips for first time dental insurance buyers to avoid rip offs and scams? never having bought dental insurance before can be scary, anyone have any tips to avoid misunderstandings, and high costs, and things like this ? Corporations clearly can trick people to get into their pocket books big time, so what are some things to look out for and avoid when you have never bought dental insurance before? (In California if it matters)
How good is Delta Dental Insurance and is it worth it? My mom is out of work and needs to have some dental work done. I was thinking to get her a Delta Dental Insurance in the hopes that it will help her. If you currently have this insurance or had it in the past, could you please tell me if it's worth it. Thanks.
Can i get individual dental insurance through the state somehow for my wisdom teeth? I have impacted wisdom teeth and need them out by this summer at the latest. I don't have any dental insurance and my health insurance expired a few months ago... I'm 16 years old and I need to come up with 2000 dollars somehow. Is there ANY way I can get state dental insurance or something similar? Yeah I know this should be my parents problem...however they are unfortunately irresponsible, so i'm pretty much on my own with this.
I am looking for a good dental insurance plan? I am in my 50's and have dental insurance but it doesn't cover some of the major things. I am looking for a supplemental insurance program that might help with the major expenses I might incur in the future. Does anyone out there have any suggestions of any companies I should look at?
How does an 18 year old go about getting dental insurance? I'm still under my mom's health insurance but she doesn't have dental so is there a way to still get her health insurance but get my own dental insurance on the side? I need to get invisalign and I'm going to pay for it on my own but insurance would definitely help that. Also how do I pay for it? Is there like a monthly fee? I'm really stupid when it comes to this stuff so any help would be nice.
What are some good companies to get dental insurance through? I have a great health plan but I am looking to purchase dental insurance for both my husband and I. What are some good companies to go through? I am looking online and there are a lot of independent agents and tons of other websites that come up. What are some recommendations from personal experience? We live in NC. Thank you!
What is a good company for Private Dental Insurance? I live in Colorado, and I want to know of a good company to get Private Dental Insurance from. I am not talking about these discount dental plans, I am talking about real, genuine, dental insurance that pays the most of the expense. My job does not have dental benefits.
How does dental insurance work? I need to get my front teeth fixed by probably root canal/replacements. If I get dental insurance, like $150 per year plan, does the contract say something like I have to pay for 5 years minimum? Can I immediately stop my insurance plan once getting my teeth fixed?
How much does it COST to get a cavity fixed without dental insurance? I have a cavity that has been hurting and I am going to get it fixed. I have insurance with AETNA as part of my dad's HMO plan but I don't think it covers dental. How much is the estimate cost to get this cavity fixed---with cost of x-rays, etc.? And, if you live in the San Marcos California area, where would be the best dental office to go in the San Marcos California area?
What exactly is dental insurance and how is it different from medical insurance? I'm sixteen and just got a job as a receptionist at a Dentist's office and I know I'm not going to get a strightforward and easy answer from digging around the internet so I wondered if anyone here could just give me a clear explanation as to what dental insurance is and how it's different from medical insurance. Thank you!
What are some tips for first time dental insurance buyers to avoid rip offs and scams? never having bought dental insurance before can be scary, anyone have any tips to avoid misunderstandings, and high costs, and things like this ? Corporations clearly can trick people to get into their pocket books big time, so what are some things to look out for and avoid when you have never bought dental insurance before? (In California if it matters)
How to have inexpensive dental work done w/o insurance!? I'm in college, my parents are about as broke as I am, and we no longer have medical or dental insurance. I am currently unemployed due to a layoff, and didn't have those benefits anyway. My wisdom teeth are definitely starting to emerge, and I feel as if any day now they're gonna pop up and I won't have the $500 per tooth to take care of this. Please, if anyone knows of resources in Orlando, I'll love you forever.
What dental coverage does Aetna Insurance have? I am scheduling a dental appointment for the first week of my winter break. I am not sure if I need to have a dental insurance card along with my Aetna card or not. Can you help me? I actually already called them once and they referred me to Delta Dental, and then Delta Dental referred me to Connect One. I talked to Connect One and they said I did not have a valid ID number. Hmm!
Dental insurance for an adult in need of braces? I am almost 21 years old and will be getting braces within the year and was wondering if anyone knew of good dental insurance plans for adults that includes braces. Please, legit companies, preferably first hand experience with them. Thanks!
How much typically is the best dental insurance for one adult? what do the best dental insurance plans cost usually for one healthy adult that must pay on their own? are there limitations in these "best" plans? any cover anything and everything without question? like all of the expense on big proceedures such as braces?
Can anyone tell me if there is any dental insurance and prescription med help for ppl under 55? I know a couple who have young children and both work. They make too much money to get any help from the government but not enough to carry dental insurance for it is way out of their budget. Does anyone know of any other programs that may help them? The husband is in severe pain because of his rotting teeth. He is also diabetic and needs diabetic supplies that cost hundreds each month. Neither qualify for medicare for they are under the age of 55. Thank you for your help.
Where can I find the best dental insurance? I am looking for the best dental insurance to help fix my open bit....I live in Columbia SC and I can't seem to find any insurance to help me. I dont know how much these things cost but I hope it is not too much. :)
Where can I find private dental insurance? I need to find a good, legitimate, private dental insurance company for my family and I. My employer doesn't provide dental insurance. So this would be us paying a company on a monthly or yearly basis. I would like to get a good company that accepts private plans. A website would be fantastic. Thanks for your help.
Is there a way to get dental insurance that kicks in sooner? The dental insurance through my job has a 5 month waiting time. I have a missing front tooth that got chipped off. I want this done soon so I can look good. Right now I am using a removable fake tooth called a "flipper". But I hate the thing and its hard to eat with it in. What are my best options on the insurance?
Is there a way to get a dental procedure covered by medical insurance rather than dental? I have alot of dental problems, i need 15 crowns on the top alone just basic bad tooth enamel. Its not from brushing or flossing since i do that daily. I have dental insurance but not as good as my medical. So is there a way to get it submitted through medical. I don't have delta dental in my state though. And the dentist i go to requires it paid at the time of service.
where can i get dental insurance effective date and termination date from? ok here is my problem. i have to show proof that i had 12 months preivous insurance or they wont pay for my dental work. i really want this asap and i dont know how to . aetna the dental insurance company says it can be anywhere from 7 to 10 days or even longer for them to give me what i need. and i called my ex employer and she said she can not give me any kind of statement like that. what am i suppose to do? please someone please help me.
Will dental insurance cover any of the cost to have all of my teeth extracted and a denture made? I am 25 years old almost all of my teeth are filled as deep as possible without a root canal. I don't have anywhere near enough money to root canal and cap all of them so once they are impossible to save without a root canal I want to have all of extracted and just get dentures made. I have dental insurance but I am unsure of how much they will cover if any of it and what the total cost will be.
When should I add my new baby to my dental insurance plan? I add her to my health insurance within 30 days of her birth. (She's due September 2nd). The next "open enrollment" (when I can add her to dental) will be January 2009. Should I add her then, since that will cover the year she turns one, or wait till the following January? I guess my main question is: I don't need to add her to dental when she's born, like I do for health, right?
Where can I get affordable dental insurance? My workplace doesn't provide dental insurance. Where I can I get affordable dental insurance on my own?I I have a lot of dental work that needs done. I could probably swing $75-100 a month; is that a reasonable amount?
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